About Val
I've been in mortgage lending since 2003, which means I've helped borrowers through every kind of market and situation — rising and falling rates, tight inventory, corporate relocation. That experience is what lets me guide borrowers with confidence, even when things get complicated.
Keystone Mortgage now gives me access to a much wider range of loan products and pricing, which means more flexibility to structure the right loan for your situation.
What this means for you:
Broader loan product access
Competitive rates
A lender who's been through enough market cycles to solve problems, not just process paperwork
Direct, responsive communication — you'll always know where your loan stands
For my real estate agent partners, that flexibility matters too: it means fewer loans falling through and more creative solutions when a deal needs one.
My husband and I have been married for over 20 years and have two amazing sons — one who is a freshman in high school and one who is a freshman at Texas Tech University. Both boys play percussion, so our spare time is usually filled with lots of music, going to football games, and attending their concert performances!